Most card programmes charge for physical card issuance on top of annual fees. Here is exactly how the Winity Exclusive physical card issuance offer works and what to check before applying.
The Winity Exclusive Card is a digital asset-linked Visa card accepted at over 150 million Visa® merchant locations and ATMs globally. The card is issued digitally upon KYC approval, ready to add to Google Pay and spend within minutes.
The virtual card: USD 0 to hold, USD 0 to use
Stablecoin loads (USDT and USDC) arrive with zero platform load fee. The virtual card is issued immediately after KYC approval. No waiting for shipping, no activation fee.
How to get the physical card at no issuance cost
Spend USD 25 on your virtual card and the Winity Exclusive physical card is issued at no issuance cost. The first 6 months of the USD 20/year physical card annual fee are also waived for new activations. Shipping charges may apply depending on your country.
To unlock the free physical card: download the app → complete KYC → receive your virtual card → spend USD 25 → your physical card ships at no issuance cost.
What networks and stablecoins are supported
Winity supports 0% load fees for USDT and USDC across multiple blockchains: Tron (TRC-20, typically the lowest gas fees), Ethereum (ERC-20), Binance Smart Chain, Polygon, Solana, and W Chain. All loads convert automatically to USD within the platform for immediate card spend. Non-stablecoin digital assets carry a 5% conversion fee.
Key fee summary
- Physical card annual fee: USD 20/year (first 6 months waived on new activations)
- Physical card issuance cost: USD 0 after USD 25 eligible spend
- Card spend fee: see app for current rates
- Stablecoin load fee: 0%
- ATM withdrawal: USD 3 per transaction at any Visa® ATM worldwide
- Earn rate: 1 Winity Point per USD 10 eligible spend
The Winity Exclusive card is available globally wherever Visa® is accepted. Availability may vary by jurisdiction. Card services are issued in Hong Kong. See winity.life/terms for full terms and conditions.
