One card.
The whole world.
The Winity Exclusive card is issued upon KYC approval. Spend at 150M+ Visa® merchant locations across 180+ countries. ATM access wherever Visa® is accepted.
Spend $25.
Physical card at no issuance cost.
Reach $25 in eligible card spend and your premium Winity Exclusive physical card is issued at no cost. First 6 months of the USD 20/yr fee waived. Shipping charges may apply.
* Shipping charges may apply. Subject to availability and programme terms.
Every benefit, in full.
Virtual card.Ready on approval.
Your Winity Exclusive virtual card is issued upon KYC approval. Add it to Google Pay and start spending at 150M+ Visa® merchant locations globally. 0% stablecoin load fee.
Get the physicalcard on us.
Spend just $25 on your virtual card and receive your premium Exclusive physical card at no issuance cost. First 6 months of the USD 20/yr annual fee waived on new activations. Shipping charges may apply.
Cash. AnywhereVisa® is accepted.
Withdraw cash at any Visa® ATM in 180+ countries and territories worldwide. Your physical card gives you access to global banking infrastructure, wherever you travel. USD 3 per withdrawal, no foreign transaction fee.
1 GB free data.Save 20% on more.
Reach USD 5,000 in eligible spend and unlock 1 GB of complimentary Umi data, activated digitally across 141 countries. Winity members also receive an exclusive discount code for 20% off their first Umi purchase.
Accepted worldwide at 150M+ Visa® locations across 180+ countries.
Tap to pay anywhere NFC is accepted. Apple Pay arriving soon.
Biometric in-app authentication replaces SMS codes, faster and more secure.
Load with USDC or USDT at zero fee. No hidden margin on stablecoins.
Up and spending
in four steps.
From download to first transaction in minutes. No bank account required. No staking. No waiting.
App Store Google PlayDownload the app
Available for iOS and Android. Takes under two minutes to set up.
Complete verification
Complete your KYC verification to unlock your Exclusive card and membership.
Receive your card
Virtual card issued upon KYC approval. Physical card shipped on request (shipping charges may apply).
Start spending
Add to Google Pay and spend at 150M+ Visa® merchant locations worldwide.
Travel data benefits.
Built into your card.
Winity has partnered with Umi to bring exclusive data benefits to Exclusive cardholders. Two ways to benefit:
1 GB Free Data
Reach USD 5,000 in eligible card spend and unlock 1 GB of complimentary Umi data, digitally activated across 141 countries with no physical SIM needed.
20% Off Your First Purchase
Use your exclusive discount code to save 20% on your first Umi purchase. One code, one use per member — a genuine first-purchase benefit.
Winity × Umi
Get 20% off your first Umi purchase.
Winity members receive an exclusive one-time discount code for their first Umi purchase. One code per member — not a recurring discount.
Get the card.
The world is already waiting.
Download the Winity Life app, complete your KYC verification, and receive your Exclusive virtual card, issued upon KYC approval. Physical card available after $25 spend.
Card services are issued in Hong Kong and available globally wherever Visa® is accepted. Availability may vary by jurisdiction. Winity Life is not a bank. Digital asset-linked card services involve risks. Physical card USD 20/yr with first 6 months waived for new activations. Physical card issued at no cost after $25 eligible spend; shipping charges may apply. ATM withdrawal fee USD 3 per transaction. 150M+ refers to Visa® merchant locations worldwide. Umi data benefit subject to USD 5,000 eligible spend threshold. 20% first purchase discount via Umi; one code, one use per member. Large deposit bonuses subject to programme terms. USD 100,000+ concierge subject to eligibility. See winity.life/terms for full terms and conditions.